Financing and mortgage services
Financing for residents and non-residents with the best conditions
Obtaining financing in Spain as a non-resident can seem challenging, but with our experience in financing for residents and non-residents, we make it simple. Whether you’re buying a home, starting a business, or making investments, we offer customized options tailored to your needs.
Financing for residents and non-residents is your best option!
Financial solutions
We customize the financing approach for residents and non-residents
We understand that each client has unique goals, which is why we offer a comprehensive service that simplifies access to financing for Spanish residents with services such as financial planning and legal services. From property purchases with competitive mortgages to business development, we find the option that best suits you.
Our exhaustive analysis ensures optimal conditions for both investment loans and business credit, always backed by our experience and market knowledge.
- We make it easy to buy your home with competitive mortgage terms.
- We help you finance your projects efficiently and securely.
- Boost your business growth with flexible financing options.
- Financial solutions designed exclusively for you.



Financing your dreams is possible
Financing services for residents and non-residents
Whether you’re looking to establish yourself in Spain or expand your projects, we offer a range of services that cover all your financing needs for residents and non-residents. We work with leading banks and non-banking institutions, guaranteeing mortgages in Spain, investment loans, and business credit, with the best market conditions, tailored to your personal or business goals.
We support you from the planning stage to securing the necessary resources.

Security in every financing decision for residents
Understanding the market and choosing the right option can make the difference between a successful decision and a financial obstacle. We provide you with clear information, competitive options, resident financing, and personalized support so that every step toward financing is supported by experts.

Financial solutions for a secure future
We help you build a solid future with financing solutions for residents and non-residents tailored to your needs. From property purchases to business development, our team works with you to secure financing and identify the best financial opportunities, ensuring transparency, security, and effective results.

Competitive mortgages and financing for non-residents
The Spanish real estate market offers great opportunities, even if you don't live in the country. We design a streamlined process that connects your goals with mortgages with unbeatable terms. Our team handles everything from researching options to negotiating with banks, ensuring that every step of the way is clear and efficient for both residents and non-residents.

Strategic resident financing for smart investments
Maximize the potential of your resources with financing options designed to optimize your return. We analyze each investment and financing opportunity for non-residents from all angles: profitability, risks, and market conditions, ensuring that every decision is sound.

We work together with you
Smart financing for residents and non-residents for your projects in Spain
Access the best financial solutions tailored to your goals. Whether you’re looking to purchase a property, expand your business, or invest successfully, we offer a comprehensive financing service for residents and non-residents, including mortgages in Spain, investment loans, and business credit.
- Simplified home buying with financing for residents.
- Support for new projects
- Business growth
- Customized financing strategies for residents and non-residents.
Customized solutions
Mortgage and Financing Specialists for residents

Financing and Mortgage Specialists
We guide you throughout the entire process, from selecting the best mortgage options to negotiating favorable terms with financial institutions that offer financing for non-residents. Our approach is designed to help you get the home you want, with competitive interest rates.

Investment loans that boost your projects
Investment opportunities require financial solutions that match your ambitions. Our in-service analysis includes an assessment of risks, benefits, and financing terms for residents and non-residents.

Business loans for your business growth
The development of a business requires flexible financing tailored to its needs. Our team works with you to design a plan that allows you to access financing for residents and non-residents—that is, the necessary resources, with terms and conditions that adapt to the growth of your business.

Comprehensive advice for safe financial decisions
Choosing the best financing option requires knowledge and experience, and that's exactly what we offer. From mortgages to credit and investment loans, our team thoroughly analyzes your needs and the available options to provide you with tailored and effective solutions.
testimonies
Success stories that support us

As an entrepreneur, having reliable legal support is key. JP Finanz not only helped me set up my business in Spain, but also ensured that every contract and transaction was legally protected. They are a team I fully trust.
Javier S.
CEO de Start-up tecnológica

Thanks to JP Finanz’s personalized advice, I managed to diversify my investment portfolio and obtain higher returns than expected. Their strategic approach and detailed analysis gave me the confidence to make informed decisions. They are certainly experts in managing large assets.
Carlos R.
Inversor internacional

Being a non-resident and buying a property in Spain seemed like an impossible challenge, but JP Finanz made it easy. From negotiating my mortgage to closing the purchase, they guided me through every step. I recommend their services to anyone looking for clear and effective solutions.
María L.
Propietaria de vivienda en Madrid

JP Finanz’s experience and professionalism made the difference in managing my assets. Their team designed a tailor-made strategy that not only optimized my resources, but also allowed me to diversify with confidence. Thanks to them, my assets are in the best hands.
Luis M., EmLuis M.
Empresario internacional

JP Finanz’s comprehensive approach exceeded my expectations. From risk analysis to tax optimization, they offered me a complete solution that guaranteed the success of my investment in Spain. They are more than advisors; they are strategic partners.
Elena P.
Inversora en bienes raíces
Invest with Confidence
Our team is ready to help you achieve your financial goals. Fill out the form and one of our experts will get in touch with you.
Phone number
+34 658 13 22 26
javier.perez@jpfinanz.com
Alicante Address
Doctor Sapena 54 03003 Alicante
Mond - Frid
8:00 am - 1:00 pm
3:00 pm - 7:00 pm
Frequently Asked Questions
How can I obtain financing in Spain if I am a non-resident?
We offer tailored solutions for non-residents, including mortgage and loan management. We handle the entire process, from negotiation to approval, ensuring competitive terms.
What services does large asset management include?
Large asset management encompasses market analysis, portfolio diversification, tax optimization, and strategic planning, both domestically and internationally. We design customized strategies to maximize your wealth.
What types of properties do you handle in your luxury real estate service?
We work with exclusive properties such as villas, penthouses, estates, and high-end real estate projects in the best locations in Spain, ideal for both investment and residential use.
What requirements do I need to obtain a mortgage in Spain as a non-resident?
Requirements may vary by bank, but generally, documents such as passport, proof of income, credit history, and details of the property you wish to purchase are required. We help you meet these requirements and negotiate the best terms.
How is risk analysis performed in large asset management?
Our analysis includes evaluating factors such as market volatility, economic stability, performance projections, and risk scenarios. These metrics allow us to design strategies that minimize losses and maximize the profitability of your investments.
How do you ensure legal compliance in real estate transactions?
We review all legal aspects of the transaction, from the validity of the documents to compliance with local and tax regulations. We also work with experts in commercial and tax law to ensure that each transaction is secure and efficient.